Legal

xe99 Terms & Conditions

Please read these terms carefully before using the xe99 platform. By accessing our services, you agree to be bound by the conditions set out below.

Last Updated: January 2026

Welcome to xe99, Bangladesh's trusted online gaming and betting platform. These Terms & Conditions govern your access to and use of the xe99 website, mobile interface, and all associated services. By registering an account or using any part of the xe99 platform, you confirm that you have read, understood, and agreed to these terms in their entirety.

xe99 reserves the right to modify these Terms & Conditions at any time. Continued use of the platform after any modification constitutes acceptance of the revised terms. It is the user's responsibility to review these terms periodically to stay informed of any updates.

Important: You must be 21 years of age or older to register and use the xe99 platform. Underage gambling is strictly prohibited and any accounts found to be in violation will be immediately suspended.

Eligibility and Age Requirements

To be eligible to open an account and use the xe99 platform, you must satisfy all of the following criteria at the time of registration and at all times thereafter:

  • You are at least 21 years of age (21+).
  • You are a resident of, or lawfully present in, Bangladesh.
  • You are not acting on behalf of another person or entity when opening the account.
  • You are not an employee, consultant, or family member of an employee of xe99 or any of its affiliated companies.
  • You understand and accept that online gambling carries financial risk, and you are participating of your own free will.

xe99 is committed to responsible gaming. If you believe you may be developing a gambling problem, please contact our support team immediately or visit our Responsible Gaming page for guidance and self-exclusion options.

Account Registration and Verification

Each user is permitted to maintain only one account on the xe99 platform. Creating multiple accounts for any reason — including claiming multiple bonuses, circumventing a suspension, or any other purpose — is strictly prohibited and may result in permanent account closure and forfeiture of any pending balances.

Accurate Information

You agree to provide complete, accurate, and up-to-date information when creating your account and when requested at any subsequent point. xe99 may request documentation to verify your identity, including government-issued photo ID, proof of address, and proof of payment method ownership. Failure to provide such documents within a reasonable timeframe may result in account suspension or the withholding of pending withdrawals.

Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. You must not share your username, password, or any one-time passwords (OTPs) with any third party. Any activity conducted through your account is considered your responsibility. If you suspect unauthorised access to your account, you must notify xe99 support immediately. You are advised to:

  • Use a strong, unique password that you do not use elsewhere.
  • Enable any two-factor authentication options available on the platform.
  • Log out of your account after each session, especially on shared devices.

Deposits and Withdrawals

xe99 supports a range of payment methods popular among players in Bangladesh. All financial transactions on the platform are processed in Bangladeshi Taka (BDT). The minimum and maximum deposit and withdrawal limits may vary by payment method and are subject to change without prior notice.

Accepted Payment Methods

xe99 currently accepts deposits and processes withdrawals through the following channels. All methods are subject to availability and may differ based on your location within Bangladesh:

Withdrawal Policy

Withdrawals are processed within a standard timeframe. Before any withdrawal is approved, the following conditions must be met:

  • Full KYC verification must be completed on your account.
  • Any applicable wagering requirements linked to bonus funds must be fully satisfied before withdrawal.
  • The withdrawal must be made to the same payment method used for the most recent deposit, where technically possible.
  • xe99 reserves the right to request additional verification documents before approving any withdrawal above ৳20,000.

xe99 is not responsible for delays caused by third-party payment processors, banking holidays, or technical issues outside of our control. All transactions are monitored for compliance with anti-money laundering (AML) policies. Any suspicious transaction may be reported to the relevant authorities.

Bonuses, Promotions, and Wagering Requirements

xe99 offers a range of promotional bonuses to both new and existing players. All bonuses and promotions are subject to the specific terms and conditions attached to each offer. These terms are published on the relevant promotion page and may include minimum deposit requirements, eligible games, maximum bet limits, and time restrictions.

General Bonus Rules

Unless otherwise stated for a specific promotion, the following general rules apply to all bonuses issued by xe99. Bonus funds are credited to a separate bonus wallet and become available for wagering once the qualifying deposit is confirmed. Bonus amounts cannot be withdrawn directly — they must first be converted to real-money funds by meeting the associated rollover requirements.

Bonus Abuse and Restrictions

xe99 takes bonus abuse seriously. Any attempt to exploit promotional offers through irregular play patterns, collusion, or the use of automated software will result in the immediate cancellation of all bonus funds and may lead to permanent account suspension. The following activities are considered bonus abuse:

  • Opening multiple accounts to claim the same welcome bonus more than once.
  • Placing opposing bets on the same event across multiple accounts to guarantee a risk-free outcome.
  • Using automated scripts, bots, or any software to gain an unfair advantage.
  • Attempting to withdraw bonus funds before completing the required rollover.

Game Rules and Fair Play

All games available on xe99 — including live casino tables, slots, sports betting markets, and specialty games — are governed by their individual game rules. These rules are accessible within each game interface and take precedence over any general interpretation. In the event of a technical failure or dispute regarding a game outcome, xe99's decision, based on server logs and game records, shall be final.

xe99 uses certified Random Number Generator (RNG) technology for all applicable games to ensure genuine randomness and fair outcomes. Sports betting results are determined by real-world outcomes of the relevant events. Live casino games are operated by reputable third-party providers including Evolution Gaming, Ezugi, and Pragmatic Play, each with their own regulatory certifications.

Disputes and Complaints

If you have a complaint about a game result, a transaction, or any other matter related to your account, you must contact xe99 customer support within 30 days of the incident. Complaints submitted after this period may not be eligible for review. xe99 aims to resolve all complaints within a reasonable timeframe. For unresolved disputes, players may seek assistance through appropriate independent channels.

Prohibited Conduct

The following actions are strictly prohibited on the xe99 platform. Any player found engaging in prohibited conduct may face immediate account suspension, permanent ban, and forfeiture of all account balances without prior notice:

  • Using the platform for any fraudulent, deceptive, or illegal activity, including money laundering.
  • Attempting to hack, reverse-engineer, or interfere with the xe99 platform or its game software.
  • Colluding with other players or third parties to manipulate game outcomes or gain an unfair advantage.
  • Sharing, selling, or transferring your xe99 account to any other individual.
  • Using offensive, abusive, or discriminatory language in any communication channel associated with xe99.

xe99 reserves the right to investigate any account suspected of prohibited conduct. During an investigation, the relevant account may be temporarily frozen. If the investigation confirms a breach, all associated funds may be forfeited permanently.

Intellectual Property

All content on the xe99 platform — including but not limited to logos, trademarks, software, graphics, game interfaces, text, and promotional materials — is the exclusive property of xe99 or its licensed content partners. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal, non-commercial entertainment purposes only.

Copying, reproducing, modifying, distributing, or publicly displaying any part of the xe99 platform without prior written permission is strictly prohibited and may constitute an infringement of intellectual property rights, subject to legal action.

Privacy and Data Protection

xe99 is committed to protecting the personal data of all users. The collection, storage, and use of personal information is governed by our Privacy Policy, which forms an integral part of these Terms & Conditions. By using the xe99 platform, you consent to the collection and processing of your personal data as described therein.

xe99 employs industry-standard SSL encryption to protect all data transmitted between your device and our servers. We do not sell or rent personal information to third parties. Your data may be shared with regulated payment processors and identity verification providers solely for the purpose of fulfilling our service obligations.

Limitation of Liability

To the fullest extent permitted by applicable law, xe99 shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the platform. This includes, without limitation, losses resulting from technical failures, service interruptions, data breaches caused by unforeseeable external factors, or any errors in game outcomes that are subsequently corrected.

In no event shall xe99's aggregate liability to any user exceed the total net deposits made by that user in the 30-day period immediately preceding the event giving rise to the claim. xe99 does not warrant that the platform will be uninterrupted, error-free, or free from viruses or harmful components.

Amendments to These Terms

xe99 may update, revise, or replace any part of these Terms & Conditions at any time by posting the updated version on this page. The date shown at the top of this document reflects when the most recent revision was made. It is your responsibility to check this page periodically for changes.

Your continued use of the xe99 platform following the posting of any changes constitutes your acceptance of those changes. If you do not agree with any revised terms, you must stop using the platform immediately and contact support to close your account.

Account Suspension and Termination

xe99 reserves the right to suspend or permanently close any user account at its sole discretion, with or without prior notice, in circumstances that include but are not limited to: breach of these Terms & Conditions, suspected fraudulent activity, failure to complete identity verification, inactivity for a period exceeding 12 consecutive months, or at the request of a relevant authority.

Upon termination of an account in good standing, any verified real-money balance remaining will be returned to the player via their registered payment method, after deducting any applicable fees and subject to full KYC verification. Bonus balances and winnings derived solely from bonus play are non-refundable upon termination.

Governing Law and Jurisdiction

These Terms & Conditions, and any dispute arising out of or in connection with your use of the xe99 platform, shall be interpreted and governed in accordance with generally accepted principles of international online gaming law. Any unresolved dispute shall be subject to binding arbitration. Players acknowledge that they are accessing the xe99 platform of their own volition and are solely responsible for determining whether their participation is lawful in their jurisdiction.

Contact Us

If you have any questions, concerns, or feedback regarding these Terms & Conditions, our support team is available around the clock to assist you. Players in Dhaka, Chittagong, Sylhet, Khulna, and all across Bangladesh are welcome to reach out through the following contact channel:

Email: [email protected]

Why Players Trust xe99

SSL-Secured Platform

All data transmitted between your device and xe99 servers is protected by industry-standard SSL encryption, keeping your personal and financial information safe at all times.

Trusted Payment Methods

Deposit and withdraw seamlessly using bKash, Nagad, Rocket, Upay, and major bank transfers — all methods widely used and trusted across Bangladesh.

Fair Play Certified

xe99 uses certified RNG technology and partners with audited game studios to ensure every outcome is genuinely random and every player has a fair chance.

24/7 Customer Support

Our dedicated support team is available around the clock to handle your queries, assist with account issues, and guide you through any concerns — in English and Bengali.

Diverse Game Library

From Teen Patti and Andar Bahar to live cricket betting and world-class slots, xe99 offers an extensive game library curated specifically for Bangladeshi players.

Mobile-First Experience

xe99 is built for mobile, delivering a smooth, fast, and responsive gaming experience on any Android or iOS device — no app download required.

Ready to Play at xe99?

Now that you know the rules, it is time to enjoy the games. Log in to your xe99 account, explore our live casino, or browse our FAQ for any remaining questions.

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